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    兩條黃金定律:由儉入奢易,由奢入儉難

    時間:2018-06-25 19:04:21  分類:成功哲理  閱讀:

    1. 棘輪效應

    棘輪效應:由儉入奢易,由奢入儉難

    棘輪效應,是指人的消費習慣形成之后有不可逆性,即易于向上調整,而難于向下調整。

    在子女教育方面,明智的家長會注意防止棘輪效應。如今,一些成功的企業家雖然十分富有,仍對自己的子女要求嚴格,從來不給孩子過多的零用錢,甚至在寒暑假期間要求孩子外出打工。其實,這就是培養孩子節儉習慣的一種措施。防止棘輪效應,從小讓孩子明白每分錢都來之不易,懂得勤儉與自立。

    比如,比爾蓋茨是世界有名的富豪,擁有資產總額近460億美元。但他在媒體采訪中卻說,要把自己的巨額財產返還給社會,用于慈善事業,只給三個女兒幾百萬美元。比爾蓋茨沒有自己的私人司機,公務旅行不乘坐頭等艙,衣著也不講究名牌,甚至不愿為泊車多花幾美元。比爾蓋茨的理念是,為每一筆錢花的物有所值。

    當然,節儉不等于吝嗇。比如果戈里《死魂靈》的著名人物潑留希金,就是典型的吝嗇鬼。自己是富有的地主,卻過著如叫花子一般的生活。女兒成婚,他只送了一件禮物-詛咒;兒子從部隊來信取錢買衣服,除了收到唯一的詛咒外,他與兒子一刀兩斷,對兒子的生死毫不在意。

    我們要懂得適度節儉,而不是節儉至吝嗇,絕不盲目追求品牌和所謂的虛榮。

    棘輪效應告誡我們:我們要學會避免棘輪效應,盡量減少和避免在喧嘩和浮躁中浪費時間和金錢。讓有限的金錢滿足自己的各種需要,不再過分重視商品所體現的外在價值甚至是身份的象征意義,而更加珍惜自身的感受和滿意度。

    兩條黃金定律:由儉入奢易,由奢入儉難

    2. 狄德羅效應

    狄德羅效應:丟掉舊睡袍之后的煩惱

    狄德羅效應,又稱配套效應,是指事物改變自身適應系統,或改變環境適應自身的一種現象。

    尼爾. 狄德羅是18世紀歐洲啟蒙運動的代表人物之一,他不但才華橫溢,還編撰了歐洲第一部《百科全書》,是當時赫赫有名的思想家。

    有一天一位朋友送給他一件質地精良、做工考究、圖案高雅的酒紅色長袍,狄德羅非常喜歡。他馬上將舊長袍丟棄,穿上新長袍。可不久之后,就產生了煩惱。他穿著美麗的長袍在書房里踱來踱去,覺得自己的書桌破舊不堪,風格也不對。于是,狄德羅叫來仆人,讓他去市場上買來與長袍相搭配的書桌。書桌買來后,放在掛在書房墻上的掛毯粗的嚇人,與書桌不配。接著又發現椅子、雕像、書架等設備與房間都不相稱。慢慢地因為一件睡袍,狄德羅置換成一個富麗堂皇的書房。

    這時,這位哲人發現“自己居然被一件長袍脅迫了”,更換了那么多原本無意更換的東西。

    現實生活中,狄德羅現象也無處不在。比如你本來去商場準備買一條褲子,結果買了褲子發現身上的上衣與褲子不符,結果你又采購了一件襯衫。后來,又更換了皮鞋。原本只是更換一件小小的褲子,卻成了配置一套完整的穿著。

    有一次蘇格拉底被學生們勸說去熱鬧的集市閑逛,回來后蘇格拉底說:“逛了集市后,我有一個很大的收獲,就是發現,原來世界上有那么多我并不需要的東西。當我們為奢侈的生活而疲于奔波時,幸福的生活已經離我們越來越遠。幸福的生活往往很簡單,比如最好的房間,就是必需的物品一個都不能少,沒用的物品一個也不多。做人要知足,做事要知不足,做學問要不知足。”

    狄德羅效應告誡我們:不要被“睡袍”所迷惑,不要過多追逐奢華的東西。奢華的物品是配套的,比如你買了名表就會不自覺添置豪車。生活簡單而幸福,必需的物品夠了,就足矣。我們要將精力集中在我們必需的物品上,而不是集中在那些與之配套的沒用的物品上。

    兩條黃金定律:由儉入奢易,由奢入儉難

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